Price cut $250K
$650,000
1/539.3 AC · Land
63420 Gentry Loop
Bend, OR 97701
#220183259 01 / 12
For sale New · 1d
$650,000
414 SE Railroad Street
Bend, OR 97702 · N/A
- Baths
- 0
- Acres
- 0.05
- Built
- 2026
Est. $3,557/mo~5 min to downtown Bend (approx.)
01
About this property
Offered at $650,000, 414 SE Railroad Street is a two-unit property in Southeast Bend near the Old Mill District and SE 3rd Street retail and services. The property includes a 732 SF two-bedroom/two-bath residence and a 466 SF one-bedroom/one-bath residence, totaling 1,198 SF of living area. Amenities include an attached garage, covered upper balcony, dedicated laundry areas in each unit, granite countertops and ductless mini-split heat pumps. The adjacent fourplex at 404 SE Railroad Street may also be available for purchase. Contact Listing Agent for more information. Monthly rents are $2,150 for the two-bedroom residence ($2.94/SF) and $1,750 for the one-bedroom residence ($3.76/SF), totaling $3,900 per month or $46,800 annually. Annual operating expenses are $7,603, resulting in net operating income of $39,197 and a 6.03% capitalization rate at the asking price.
02
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03
Price history
1 days, no changes| Date | Event | Price |
|---|---|---|
| Nov 4, 2026 | Listed for sale | $650,000 |
From the MLS: original list price and latest price change. 1 days on market.
04
Drive times
~5 min to downtown Bend- Downtown Bend~5 min · 1.2 mi
- Old Mill District~5 min · 1.1 mi
- St. Charles Bend~10 min · 2.9 mi
- Sunriver Village~28 min · 17.8 mi
- Redmond Airport (RDM)~32 min · 20.8 mi
- Mt. Bachelor~37 min · 25.9 mi
- Sisters~39 min · 27 mi
- Smith Rock State Park~43 min · 30.3 mi
Approx. Straight-line distance × 1.3 for roads, at in-town and highway speeds. No traffic, snow, or Hwy 97 construction. Ask Cody about real commute times.
05
Facts & features
Built 2026- Type
- Duplex
- Year built
- 2026
- Stories
- 2
- Lot
- 0.05 AC · 2,178 SF
- HOA
- None reported
- Taxes
- $319/yr
- Subdivision
- N/A
- County
- Deschutes
- Days on market
- 1
- MLS #
- 220230824
- Flooring
- Carpet · Laminate
- Heating
- Ductless
- Cooling
- Ductless
- Parking
- Concrete
- Construction
- Frame
- Roof
- Composition
06
Location & schools
N/A44.0494° N · 121.3004° W
Directions- Elementary
- Juniper Elem
- Middle
- Pilot Butte Middle
- High
- Bend Sr High
Assignments come from the listing broker and boundaries change. Verify with the school district before you count on them.
07
Monthly payment
$3,557/mo$3,557/mo
$520,000 loan · 30 yr fixed · 6.5%
- Principal & interest
- $3,287
- Property tax (listing)
- $27
- Home insurance (est.)
- $244
20% · $130,000
6.500%
Loan term
Estimate only. Taxes use the listing's reported amount when there is one; insurance is approximated. A lender can give you an exact number.
Listing by NAI Cascade · 541-706-9370
MLS# 220230824 · Active
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#220214243Listing information provided by Oregon Data Share. Data last updated Nov 5, 2026, 7:00 PM.
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